United Security Bancshares (UBFO) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for United Security Bancshares, with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 14.13x | 11.74x | 7.27x | 7.94x | 13.68x | 13.36x |
| P/B Ratio | 1.24x | 1.33x | 1.17x | 1.11x | 1.15x | 1.02x |
| P/S Ratio | 2.63x | 2.65x | 2.18x | 2.44x | 3.37x | 3.02x |
| Profitability | ||||||
| Gross Margin | 73.3% | 74.2% | 81.0% | 90.2% | 89.8% | 87.2% |
| Operating Margin | 25.3% | 31.0% | 41.7% | 43.3% | 32.5% | 31.3% |
| Net Margin | 18.6% | 22.6% | 30.0% | 30.8% | 24.6% | 22.6% |
| EBITDA Margin | 25.3% | 34.3% | 44.9% | 47.0% | 35.2% | 33.3% |
| Liquidity | ||||||
| Current Ratio | 0.64x | 0.21x | 0.22x | 0.22x | 0.34x | 0.40x |
| Quick Ratio | 0.64x | 0.21x | 0.22x | 0.22x | 0.34x | 0.40x |
| Leverage | ||||||
| Debt/Equity | 0.09x | 0.11x | 0.61x | 0.12x | 0.12x | 0.12x |
YoY = year-over-year change. Source: FMP..