USCB Financial Holdings, Inc. (USCB) — Financial statements
Income statement, balance sheet, and cash flow for USCB Financial Holdings, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 152↑5.6% | 144↑32.8% | 108↑42.3% | 76↑19.1% | 64 | |
| Cost of Revenue | 64↓1.2% | 64↑43.8% | 45↑351.1% | 10↑144.3% | 4 | |
| Gross Profit | 88↑11.2% | 80↑25.0% | 64↓4.0% | 66↑10.6% | 60 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 30↑4.5% | 29↑17.9% | 24↑2.0% | 24↑11.7% | 21 | |
| Selling & Marketing Expenses | 9 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 39↑36.7% | 29↑17.9% | 24↑2.0% | 24↑11.7% | 21 | |
| Other Expenses | 13↓28.1% | 18↑5.0% | 17↑14.3% | 15↑41.4% | 11 | |
| Operating Expenses | 52↑11.6% | 47↑12.5% | 42↑6.8% | 39↑21.6% | 32 | |
| Total Costs & Expenses | 116↑4.2% | 111↑28.7% | 87↑76.5% | 49↑35.4% | 36 | |
| Operating Results | ||||||
| Operating Income | 36↑10.6% | 32↑49.0% | 22↓19.5% | 27↓2.1% | 28 | |
| Depreciation & Amortization | 0.46↓22.3% | 0.59↓0.5% | 0.59↓14.2% | 0.69↓33.4% | 1 | |
| EBITDA | 36↑10.0% | 33↑47.7% | 22↓19.4% | 28↓3.3% | 29 | |
| EBIT | 36↑10.6% | 32↑49.0% | 22↓19.5% | 27↓2.1% | 28 | |
| Interest & Other Income | ||||||
| Net Interest Income | 84↑19.6% | 70↑19.4% | 59↓8.0% | 64↑21.3% | 52 | |
| Interest Income | 145↑10.9% | 131↑29.9% | 101↑42.1% | 71↑25.3% | 57 | |
| Interest Expense | 62↑0.9% | 61↑44.4% | 42↑470.6% | 7↑76.0% | 4 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 36↑10.6% | 32↑49.0% | 22↓19.5% | 27↓2.1% | 28 | |
| Income Tax Expense | 10↑25.8% | 8↑48.6% | 5↓24.4% | 7↑5.2% | 7 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 26↑5.8% | 25↑49.1% | 17↓17.9% | 20↓4.4% | 21 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 26↑5.8% | 25↑49.1% | 17↓17.9% | 20↓4.4% | 21 | |
| Bottom-Line Net Income | 26↑5.8% | 25↑49.1% | 17↓17.9% | 20↑128.5% | -71 | |
| EPS (Basic) | 1.34↑7.2% | 1.25↑48.8% | 0.84↓16.8% | 1.01↑115.0% | -6.72 | |
| EPS (Diluted) | 1.30↑4.8% | 1.24↑47.6% | 0.84↓16.0% | 1.00↑114.9% | -6.72 | |
| Weighted Average Shares | 18↓7.9% | 20↑0.3% | 20↓1.9% | 20↑2.8% | 19 | |
| Weighted Average Diluted Shares | 18↓7.5% | 20↑0.7% | 20↓2.4% | 20↑3.1% | 20 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.