USCB Financial Holdings, Inc. (USCB) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for USCB Financial Holdings, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 12.79x | 14.16x | 14.53x | 12.11x | 12.93x | 19.38x |
| P/B Ratio | 1.57x | 1.62x | 1.25x | 1.34x | 1.34x | 1.23x |
| P/S Ratio | 2.19x | 2.43x | 2.22x | 3.20x | 4.26x | 3.57x |
| Profitability | ||||||
| Gross Margin | 58.1% | 55.2% | 58.7% | 87.0% | 93.6% | 79.1% |
| Operating Margin | 23.6% | 22.6% | 20.1% | 35.6% | 43.3% | 22.8% |
| Net Margin | 17.2% | 17.1% | 15.3% | 26.4% | 33.0% | 18.4% |
| EBITDA Margin | 23.9% | 23.0% | 20.6% | 36.5% | 44.9% | 25.0% |
| Liquidity | ||||||
| Current Ratio | 0.03x | 0.14x | 0.14x | 0.03x | 0.03x | 0.04x |
| Quick Ratio | 0.03x | 0.14x | 0.14x | 0.03x | 0.03x | 0.04x |
| Leverage | ||||||
| Debt/Equity | 0.43x | 0.80x | 1.01x | 0.33x | 0.25x | 0.30x |
YoY = year-over-year change. Source: FMP..